A Quick Guide To Whiplash Compensation Claims Amounts.
If you’ve been involved in a recent road accident and suffered a whiplash injury due to no fault of your own, you may be able to claim compensation.
The amount of compensation you can claim for whiplash depends on the severity of injuries you’ve suffered, and how your injuries may have affected other aspects of your life.
Use our whiplash claims calculator below to see how much you may be able to claim.
Calculate how much you could claim
How Whiplash Claims Are Calculated
Each whiplash claim is unique due to the uniqueness of the events that caused the accident. Equally, the amount of compensation you may receive is unique to the nature, severity and effects your injuries may have on your life.
The laws surrounding compensation are in place to put the injured party back to the same position you were before the accident. This means you can claim compensation for not only your injuries, but for things like medical expenses and loss of earnings from missing work due to your injury.
Average Whiplash Claim Amounts
|Type of injury||Min Amount||Max Amount|
|Severe injury where pain and suffering will continue indefinitely||£7,750||£13,750|
|Moderate injuries (where symptoms persist for more than two years and the future prognosis is uncertain)||£4,250||£7,750|
|Minor injury with recovery within two years||£2,500||£4,250|
|Minor injuries with recovery within one year||£750||£2,500|
The table above shows the recommended level of compensation for whiplash related injuries according to the Judicial Board Guidelines. As each whiplash claim is unique, the figures found below reflect a close approximation of the level of compensation you may receive.
The table shows minimum and maximum levels of compensation and specifics for each injury type Amounts shown are the recommended level of compensation for each type of injury covered by the Judicial Board Guidelines. As each claim is unique, the figures found reflect a close approximation of the level of compensation you may receive.
Whiplash Compensation Damages
The total amount of compensation you can claim for is broken down into two areas;
General Damages – Compensation for your actual injury.
The value of your general damages is calculated with reference to the Judicial Board Guidelines for the Assessment of General Damages in Personal Injury Cases which suggests compensation amounts for particular levels of injury.
These depend on the severity of the injury and complicating factors, plus how long it may take for you to fully recover. The figures listed above relate to the level of general damages you may be able to claim for.
Special Damages – Compensation for your out of pocket expenses.
Your special damages cover any out of pocket expenses you may have suffered. This can include all of your medical expenses such as prescriptions, treatments, in addition to loss of earnings from your job.
Legal Representation & Offers
You may have already received a financial offer of a compensation payout from your insurance company. More often than not, these offers are a fraction of the amount of compensation you may be entitled to. A quick call to one of our specialist whiplash solicitors is all that is needed to find out how much you are legally entitled to claim for. With a success rate of 99% on all cases over the last decade, it’s a call we hope it’s a call you’d like to make.
Whiplash Compensation Claims – Frequently Asked Questions.
Whats the average payout rate for a whiplash claim?
Each whiplash claim is unique making it very difficult to provide an average whiplash payout figure. Your compensation amount will depend on the level of injury suffered, and the effects it may have had on your life.
Is the offer I received from the insurance company the best offer I’m going to get?
It is extremely rare that the offer you receive from your insurance company will be the best offer you’ll receive. We recommend you speak with our solicitors to discover you legal rights following your injury and the level of compensation you may receive.
Can I claim for mild whiplash?
Yes, as long as you’ve suffered injury and there is medical evidence to support your claim, you are entitled to claim for whiplash compensation if the accident was not your fault.
How long does the process take?
Each claim is different, and the process length depends on how complicated the case is. A conversation with one of our solicitors is the best starting point for you to understand the unique nature and potential length of your claim.
If I talk with you about my claim, am I under an obligation to claim with you?
Not at all, you can speak with us with no obligation to pursue a claim with us. However, should you decide to claim with Bott and Co, we offer No Win No Fee legal representation, so you are never at any financial risk.
If my injury is not listed, can I still claim for whiplash?
Yes, please call our legal advisors so we can understand your claim better. We can then advise if you have a legal right to claim.
Make A Claim
Speak to one of our specialist whiplash claims advisors today for a free, no obligation conversation about your claim. We’re successful in 99% of cases, and recover over £50 million each year so your claim will be in safe hands
A Member of APIL and ILEX, Sanita has over 11 years experience in road traffic accident claims.
In addition to her legal expertise, Sanita takes a particular interest in client care, believing that the claiming process for her clients should be as stress free as possible.