If you’ve been involved in a recent road traffic accident, use our whiplash claims calculator below to discover the amount of compensation you may be entitled to receive for your injuries.
With the introduction of the Civil Liabilities Act in 2021, the amount of compensation you can claim for whiplash injuries has changed and is now based on the length of time you suffer from your injuries.
What Are The Whiplash Compensation Amounts For 2025?
Compensation for whiplash ranges from a minimum of £275 to a maximum payout of £4,830.
Typically, the average compensation amount for whiplash is between £570 and £630.
As part of the Civil Liabilities Act, compensation amounts for whiplash injuries are now based on how long your injury lasts.
Additionally, amounts are split into two tariffs, one with minor psychological injuries and one without.
Whiplash Compensation Claim Amounts July 2025
| Duration Of Injury | Lower Tariff (without psychological injuries) |
Upper Tariff (with psychological injuries) |
|---|---|---|
| Not more than 3 months | £275 | £300 |
| More than 3 months but not more than 6 months | £565 | £595 |
| More than 6 months but not more than 9 months | £965 | £1,025 |
| More than 9 months but not more than 12 months | £1,510 | £1,595 |
| More than 12 months but not more than 15 months | £2,335 | £2,435 |
| More than 15 months but not more than 18 months | £3,445 | £3,550 |
| More than 18 months but not more than 24 months | £4,830 | £4,975 |
How Much Compensation Is My Whiplash Claim Worth?
If your whiplash injuries last less than three months and you did not suffer any psychological injuries, you may be able to claim £275. However, you may be able to claim up to £4,830 if your injuries last between 18 and 24 months.
If you suffered from psychological injuries, the amounts of compensation you can claim for whiplash are higher, ranging from £300 if your injuries last less than three months to £4,975 if your injuries last more than 18 months.
An additional 20% may be claimed in “exceptional circumstances.” An example may be where the injury is exceptionally severe or the circumstances have led to increased pain and suffering.
The amounts above only relate to “whiplash injuries.” Under the new laws, this is defined as “a soft tissue injury or a sprain, strain, tear, rupture or lesser damage of a muscle, tendon or ligament in the neck, back or shoulder.”
Why Choose Bott and Co?
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A History of Success
We have helped our clients claim over £120m in compensation over the last twenty years.
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Expert Legal Advice
Recognised not just within our industry but also by Martin Lewis as “pioneers” in our field.
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On Your Side
Completely independent, our only focus is helping you claim for what you are legally entitled to.
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Fully Regulated
We are members of the Solicitors Regulation Authority. Your claim is in safe hands.
How Much Compensation Can I Claim For Severe Whiplash?
If you have suffered a severe whiplash injury, and the value of your claim is over £5,000 the amount of compensation you may be able to claim is set by The Judicial Board Guidelines for the Assessment of General Damages in Personal Injury Cases.
Compensation for General Damages relates to the severity of your injuries and the care you may require during your recovery.
You can use our compensation calculator below to see how much you may be able to claim for your whiplash injuries.
How To Use Our Whiplash Claims Calculator
Just click on each of the three drop-down menus until you match up to the part of your body, affected area and severity of your injury. Then, click the button to find out the amount.
Try Our Road Accident Claims Calculator To See How Much You Could Claim
Injuries may include
Additional Compensation
The above figure, known as 'general damages' only relates to the compensation you may be able to claim for
your injuries. You may also be able to claim for 'special damages' which includes your out of pocket expenses,
medical costs, and loss of earnings. Contact our legal team to discuss the specifics of your accident and how
much you might be able to claim.
Please be aware that compensation amounts vary on a case-by-case basis. These figures are intended only as a guide toward what your claim may be worth.
As part of claiming with Bott and Co, you will undergo an independent medical assessment. Following this assessment, we will know an accurate amount of compensation we may be able to claim for you.
How Accurate Is Your Calculator?
The amounts listed are based on average settlement figures awarded by Judges at Trial and are intended to ensure a fair settlement is reached. The figures are accurate as of July 2025.
The calculator does not take into account any out-of-pocket expenses you may also be able to claim or any fees a solicitor may deduct for their legal services.
You may receive significantly more when claiming with us than with another firm. Unlike most firms, we do not deduct fees for certain types of out-of-pocket expenses we will claim for you.
A free claim consultation with one of our team is the quickest way to know how much you may be able to claim. Most consultations take no more than 5 to 10 minutes. Our team is available during office hours, or you can complete our online form to schedule a time that suits you.
More Information
Choosing The Right Solicitor
Our whiplash claims team has almost 300 years of combined legal experience. Completely independent of insurers, we act only in your best interests to help you claim the amount of compensation you are legally entitled to.
Our legal services are offered on a no win no fee basis, meaning there is no financial risk to you when claiming.
Is The Offer I Receive From The Insurance Company The Best Offer I’m Going To Get?
The offer you receive from your insurance company will rarely be the best offer you’ll get. We recommend you speak with our solicitors to discover your legal rights following your injury and the level of compensation you may receive.
Can I Claim For Mild Whiplash?
Yes, as long as you’ve suffered an injury and there is medical evidence to support your claim.
How Long Does The Process Take?
Each claim is different, and the process length depends on the case’s complexity. A conversation with one of our solicitors is the best starting point for you to understand the unique nature and potential length of your claim.
If I Talk With You About My Claim, Am I Under Any Obligation To Claim With You?
Not at all. You can speak with us with no obligation to pursue a claim.
If My Injury Is Not Listed, Can I Still Claim For Whiplash?
Please call our legal advisors so that we can understand your claim better. We can then advise if you have a legal right to claim.
Speak to our award winning legal team now by calling 01625 415 850 or request a call back.