We Get It, We’re Cyclists Too.
With our very own cycle team, you can have total confidence in us to understand road use from a cyclist’s point of view.
We have over 12 years’ experience in recovering the maximum compensation for cyclists who may have been knocked off their bike or hit by a car. With a long history of success against insurers we use all our experience and knowledge to recover the maximum possible compensation and provide the best possible service to get you back on the saddle.
We’ll help you recover the compensation you deserve for your injuries, provide instant access to private physio, and recover loss of income and out of pocket expenses including damaged bikes, equipment and clothing.
If you’re ready to make a claim, or just to get free advice on the claims process and how much compensation you could be entitled to then speak to one of our friendly legal advisors who will answer any questions you have.
For those unsure about claiming and looking for more information, read our comprehensive guide outlining your legal rights and the level of compensation you may be entitled to if you’ve been injured in an accident.
There are more of us cycling on the roads than ever before with an increase of 150,000 in the last year meaning two million cyclists each week competing with motor vehicles for the same space.
At Bott & Co we’ve noticed an increase in cycle accident claims recently – a trend we’re highly concerned with considering our own cycle team cover thousands of miles each week and we have record numbers of staff participating in cycle events.
What Compensation Can I Claim For
We want to make sure you’re not left out of pocket following a cycle accident so our solicitors will fight on your behalf to recover the maximum amount possible in the shortest time so you can put it all behind you.
The Judicial Studies Board (JSB) have guidelines on how much compensation you are entitled to depending on the injuries you’ve suffered. This can vary massively, for example a wrist injury can be valued at between £2,300 and £39,300 – so the skill of our solicitors in negotiating the best settlement is vital here.
We can also recover any out of pocket expenses such as travel to medical appointments and healthcare or assistance costs while you are rehabilitating. In extreme cases we’ve recovered in excess of a million pounds to cover on-going care.
Our legal team will also negotiate a settlement for any loss of earnings if the injuries you suffered led to time off work or missed bonuses. The compensation for anything other than the injury is known as special damages and includes:
It is important that you keep receipts for any out of pocket expenses as we can add these into your claim. We will even arrange for interim payments to you while the case is on-going if you need help covering expenses.
Average Claim Amounts For Cycle Accidents
The most commonly asked question that our customers want to know is how much their claim is worth. We totally understand when there’s been trauma, pain, impact on personal income or excessive expenses that financial compensation is first and foremost in our minds.
The ‘how much’ question is very difficult to answer until one of our legal team has been through the details of your accident and injury.
However, we pride ourselves on securing the maximum possible compensation for you and our track record in recovering millions of pounds over more than a decade of legal practice speaks for itself.
Below is a list of some of the more common injuries and the compensation guideline amounts. The figures are taken from the Case Law on general damages in personal injury cases. The total compensation figure can be hugely increased when factoring in the special damages such as loss of earnings, care and assistance and rehabilitation.
Average Bicycle Accident Compensation Claim Amounts
| Area | Level | Compensation | Injury |
|---|---|---|---|
| Head | Very serious | £214,300 – £307,000 | Badly disabled, brain damage with little or no response. Includes people in vegetative state in need of full time nursing. Learn More |
| Head | Serious | £11,600 – £214,300 | Serious physical symptoms or a significant change to your intellect or personality Learn More |
| Head | Moderate | £1,600 – £9,700 | Head injury not resulting in brain damage, amounts dependent to on-going symptoms such as headaches Learn More |
| Eyes | Very serious | £80,500 – £204,200 | Amounts relate to completely blind, or blinded in one eye and/ or severely reduced vision in other. Learn More |
| Eyes | Serious | £6,900 – £50,000 | Loss of eye, lost sight in one eye or suffered some but not total visual impairment Learn More |
| Eyes | Moderate | £1,650 – £6,700 | Injury to eye that caused pain, or temporary vision issues Learn More |
| Ears | Very serious | £68,950 – £107,500 | Injury leading to complete deafness. If injured as child, higher compensation based on lose of ability to speak. Learn More |
| Ears | Serious | £23,850 – £34,650 | Loss of total hearing in one ear, amounts dependent on additional symptoms such as dizziness Learn More |
| Ears | Moderate | £5,300 – £34,650 | Compensation amount apply for those suffering from partial hearing loss to mild or sever tinnitus Learn More |
| Face | Very serious | £13,700 – £74,500 | Facial disfigurement or scarring, amounts depending on how seriously affected. Men could receive less for facial disfigurement than women with same injury.Learn More |
| Face | Serious | £1,770 – £28,950 | Facial fractures such as broken jaw or nose. Amounts dependent on severity. Also apply to broken, damaged teeth. Learn More |
| Face | Moderate | £1,290 – £2,670 | Facial injury that didn’t include broken bones and left only very light or no scarring. Learn More |
Compensation Amounts For Injuries To The Upper Body
| Area | Level | Compensation | Injury |
|---|---|---|---|
| Neck | Very serious | £34,570 to £112,800 | Neck injuries that seriously affect movement of one or more limbs or little or no ability to move their neck years after accident. Learn More |
| Neck | Serious | £29,300 to £42,500 | Fractures and dislocations that require surgery. Amounts may apply to those who suffer with permanent pain, discomfort that limits usual activities. Learn More |
| Neck | Moderate | £1,850 to £6,050 | Soft tissue or whiplash injury but have recovered within two years of incident. Amounts vary on severity of injury, level of pain and effect on restriction of ability to take part in your usual activities. Learn More |
| Back | Very serious | £29,450 to £122,300 | Back injury that would usually require surgery such as damaged spinal cord leading to serious consequences such as partial paralysis, loss of bowel/bladder function and psychological issues. Learn More |
| Back | Serious | £9,450 to £29,500 | Back injury that has left you in constant pain or discomfort often due to disturbed ligaments or soft tissue injuries. Amount based on severity of original injury and treatment you may need. Learn More |
| Back | Moderate | £300 to £9,450 | Injuries leading to less serious strains, disc problems and soft tissue damage. Amounts relate to severely of original injury, treatment required and long term effects. Learn More |
| Shoulder | Very serious | £9,750 to £36,450 | These amounts are usually associated with neck injuries resulting in significant disability. Learn More |
| Shoulder | Serious | £6,050 to £9,750 | Compensation could apply for injury causing ‘frozen shoulder’, or soft tissue damage causing pain and discomfort lasting around two years. Learn More |
| Shoulder | Moderate | £300 to £6,050 | Suffered pain from a soft tissue injury lasting a few months to two years, but have eventually had a full recovery, you could be entitled to this amount. Learn More |
| Pelvis & Hips | Very serious | £29,800 to £99,550 | Severe hip or pelvis fractures that have led to bowel damage or have required a spinal fusion. Amounts depend on long-term effects (such as impotence or complications with child-birth) and likelihood to have to have more surgery in the future. Learn More |
| Pelvis & Hips | Serious | £9,550 to £29,850 | Injury that required a hip operation / replacement (or may lead to you requiring one in the future), but are unlikely to suffer from any serious disability as a result. Learn More |
| Pelvis & Hips | Moderate | £3,000 to £9,580 | Hip or pelvic injury, but have completely (or almost completely) recovered within two years of the incident, you could be entitled to this amount. Learn More |
Compensation Amounts For Injuries To Arms and Hands
| Area | Level | Compensation | Injury |
|---|---|---|---|
| Arm | Very serious | £73,050 to £228,050 | Amputation of one or both arms. Amount awarded depends on where amputation is, your age and the effect the operation has on your life and whether you suffer from phantom pains. Learn More |
| Arm | Serious | £29,750 to £99,450 | Arm injury not resulting in amputation, but has a serious effect on your ability to use your arm(s) and left you disabled. Learn More |
| Arm | Moderate | £5,000 to £29,750 | If you have suffered a degree of disability for a period of time (such as a broken arm) but are expected to make a complete (or almost complete) recovery. Learn More |
| Elbow | Very serious | £29,750 to £41,650 | These amounts could apply to you if your injury has required surgery or has resulted in severe disability. Learn More |
| Elbow | Serious | £11,850 to £24,300 | If you have suffered an elbow injury that did not require surgery and has not led to a disability but has resulted in restricted movement. Learn More |
| Elbow | Moderate | £2,650 to £9,550 | The majority of elbow injuries fall under this category. These amounts apply to injuries like tennis elbow or deep cuts that don’t lead to permanent damage. Learn More |
| Hand | Very serious | £47,000 to £153,150 | Amounts usually apply when a person has had one or both hands amputated, or has had their hand rendered almost useless by amputation of more than one finger. Learn More |
| Hand | Serious | £22,000 to £47,000 | Injury that has reduced your hand’s functionality significantly (for example, if you are unable to use your fingers properly), or resulted in severe disfigurement. Learn More |
| Hand | Moderate | £650 to £22,000 | Injuries such as deep cuts and soft tissue damage that have resulted in impaired function of the hand that may require surgery in the future. Learn More |
| Wrist | Very serious | £18,600 to £45,450 | Wrist injury that has left you either unable to move your wrist, or has significantly reduced your ability to move your wrist, these compensation amounts could apply to you. Learn More |
| Wrist | Serious | £5,600 to £18,620 | Broken wrist or have sustained soft tissue damage but will still be able to use your wrist relatively normally in the long-term, despite some pain or stiffness. Learn More |
| Wrist | Moderate | £2,650 to £3,550 | Wrist injury that required bandaging or a plaster for weeks, but are expected to make a complete (or almost complete) recovery within a year. Learn More |
| Finger | Very serious | £6,570 to £69,050 | One or more finger completely amputated. Amount depends on which finger(s) had to be removed and the level of disability the person suffers as a result. Learn More |
| Finger | Serious | £3,000 to £14,255 | Part finger amputation, these compensation amounts could apply to you. How much is awarded depends on which part of which finger had to be removed. Learn More |
| Finger | Moderate | Up to £360 | If you have suffered from a broken finger but have had a complete (or almost complete) recovery. Learn More |
| Thumb | Very serious | £9,550 to £12,740 | If you have had to have part of your thumb amputated, suffered nerve damage or have lost your ability to grip properly, you could be entitled to this amount of compensation. Learn More |
| Thumb | Serious | £3,050 to £9,550 | These are amounts can be awarded where a person has suffered tendon or nerve damage, including severe dislocations. Learn More |
| Thumb | Moderate | Up to £1,680 | You could be entitled to these amounts if you suffered pain from a thumb injury but completely (or almost completely recovered within months). Learn More |
Compensation Amounts For Injuries To Lower Body
| Area | Level | Compensation | Injury |
|---|---|---|---|
| Leg | Very serious | £74,450 to £214,300 | One or both legs amputated. Amounts dependent on if amputation is above or below the knee and how this could affect you in the future. Learn More |
| Leg | Serious | £21,050 to £103,200 | Usually awarded when a person has not had to endure an amputation but has suffered serious damage to the leg(s), that will have serious implications in the long-term. Learn More |
| Leg | Moderate | £1,850 to £19,850 | Broken leg or soft-tissue damage. How much would depend on whether or not you made a full recovery and whether the injury stands to affect you in the long-term. Learn More |
| Knee | Very serious | £39,600 to £73,120 | Joint injury has resulted in serious disability, constant pain or muscle wastage. Amount will depend on whether you are likely to need surgery in the future and the effects your injury will have on your life. Learn More |
| Knee | Serious | £19,850 to £32,990 | Serious damage to the kneecap, ligaments or muscles, resulting in some disability with continued pain and discomfort. Learn More |
| Knee | Moderate | £4,600 to £19,950 | Dislocated knee, torn cartilage, cuts or twists, you could be entitled to these amounts depending on how your injury could affect you in the long-term. Learn More |
| Ankle | Very serious | £38,000 to £52,995 | Severe ankle injury leading to serious deformity, disability or even the possibility of amputation in the long-term. Learn More |
| Ankle | Serious | £23,850 to £38,000 | Ankle injury requiring operation or plaster. Amount depends on if your injury affects ability to work and if you need to wear special footwear. Learn More |
| Ankle | Moderate | £10,400 to £20,150 | Sprained or broken ankle. The amount awarded depends on whether your injury results in any less-serious disabilities or a tendency for the ankle to ‘give way’. Learn More |
| Achilles | Very serious | Up to £29,250 | Muscles have been severed and this has led to restricted ankle movement. Learn More |
| Achilles | Serious | £18,950 to £22,850 | Partial tearing to the Achilles tendon. Amount awarded related to surgery and whether you have been left in permanent discomfort/with a limp. Learn More |
| Achilles | Moderate | £5,520 to £16,050 | If your ankle has been left weaker by damage to your Achilles tendon. Learn More |
| Foot | Very serious | £63,820 to £153,250 | If you have had one or both feet amputated as a result of your injury. Learn More |
| Foot | Serious | £19,000 to £53,150 | Two broken heels or feet, or serious damage to just one foot. The amount awarded depends on level of surgery required. Learn More |
| Foot | Moderate | £5,320 to £10,445 | Injury has resulted in constant pain, a limp or aching, but has not led to any serious disability. Learn More |
| Toe | Very serious | £23,750 to £42,650 | Amputation of all of your toes or your ‘big toe’. The amount depends on whether you lost your toe(s) in an incident or had to have them surgically removed, and the effect this has had on your life. Learn More |
| Toe | Serious | £7,300 to £16,050 | Severe trauma to the toe(s) and have either had toes other than the ‘big toe’ amputated or have not had to have a toe amputated but have suffered serious damage to the toe(s) with ongoing symptoms. Learn More |
| Toe | Moderate | £4,200 to £7,300 | One or more broken toes. How much you are awarded will depend on how quickly you recover and whether or not you will suffer long-term symptoms. Learn More |
The figures are taken from the Case Law on general damages in personal injury cases. Amounts may change without notice and figures should not be considered as exact
Although the compensation amounts in this guide may seem relatively low – they are only the amounts that are awarded for the injuries themselves.
For serious injuries, we also recover compensation to cover additional costs that arise as a result of your accident, including; loss of future earnings, a lifetime of care and treatment, help with chores, medication, state-of-the-art prosthetic limbs and custom built accommodation.
Depending on the seriousness of the injury, this can lead to you being awarded up to millions of pounds.
Contact us today for a free, no obligation claim consultation.
Further Reading
Our Guide To Claiming For A Motorcycle Accident
Our Guide Car Accident Claims
Reporting A Car Accident – What to Do
Our Guide To Whiplash Claims
Whiplash Claims Calculator