If you have been injured in a bicycle accident where you have been knocked off your bike or hit by a car while cycling on the road, you may be entitled to make a cycling accident claim for compensation if the accident was not your fault.
Key Points
- You may be able to claim compensation for your injuries and out of pocket expenses. The amount of compensation for your injuries is based on the Judicial Board Guidelines.
- Amounts can vary considerably and are based on the severity of your injuries.
- You have up to three years from the date of the accident to make a claim.
- You will always keep 100% of the amount of compensation we recover for your bike and equipment.
- We have a combined 100 years’ legal experience in representing cyclists.
Bicycle Accident Claims – Handled by Cyclists For Cyclists.
Cyclists are vulnerable road users, and cycling accidents can cause severe injuries, particularly if they involve being hit by a car or by being knocked off a bike. If you’ve been injured in a bicycle accident, you may be entitled to claim compensation. We understand that bicycle accident claims are unique and are best managed by those who understand the road from a cyclist’s point of view.
Over the last 25 years, we’ve grown to understand from our own experiences on the roads, and by successfully representing thousands of cyclists what is most important to you when you’ve been involved in an accident.
You need the best legal advice, support and understanding following a bike accident.
You need cycling experts who know first-hand the impact of a cycling accident and life-threatening injuries can have.
You deserve a law firm that is committed to helping you get you the compensation, rehabilitation, and support you need.
Over the last 25 years, we’ve grown to understand from our own experiences on the roads, and by successfully representing thousands of cyclists what is most important to you when you’ve been involved in an accident.
Why Choose Bott and Co
- We are 100% No Win No Fee meaning you are at no financial risk if you decide to make a claim.
- For successful claims, we are happy to negotiate our fees based on the specific details of your injuries.
- You will always keep 100% of the amount of compensation we recover for your bike and equipment.
- We will arrange immediate physiotherapy where required and will request an immediate rehabilitation assessment by a specialised Case Manager.
- We’ll secure an interim payment for you wherever possible to help with bills and costs.
- We provide a dedicated one to one service with lawyers who are also cyclists with all cases overseen by Tony Tierney, Legal Manager and cyclist.
Zero Deductions For Damages
Unlike many other firms, when Bott and Co recover compensation for you, we do not make deductions from the total amount of damages received.
It is common for most solicitors to make a 25% deduction from the total damages they recover for you. We take a very different approach, please see the table below.
The example below is for a client who is unable to work and experiences a loss of earnings of £4,000, requires a replacement bike of £5,000 and bike equipment and accessories at £600.
Deductions
| Replaced Item | Bott and Co | Other Firms |
|---|---|---|
| Loss Of Earnings (£4,000) | £0 | £1,000 (25%) |
| Your Bike (£5,000) | £0 | £1,250 (25%) |
| Helmet & Clothing (£500) | £0 | £125 (25%) |
| Electronic Equipment (Garmin) (£100) | £0 | £25 (25%) |
| ATE (£56) | £56 | £500 |
| Total Deductions | £56 | £2,900 |
| Total You’ll Receive | £9,544 | £6,700 |
| How Much More You’d Receive With Us | £2,844.00 |
* The £56 deduction for ATE (After the Event Insurance) includes Insurance Premium Tax.
Cycling Accident Claims Solicitors
You deserve the best possible care and support following a cycling accident. Our care and dedication to cyclists comes from not only years of experience but very personal experiences of our senior management who have suffered serious injuries from cycling accidents, so we can empathise with your situation.
Your case will be managed by one of our experienced, specialist cycling accident solicitors, and overseen by our Legal Manager Tony Tierney, a dedicated cyclist and experienced lawyer of over 25 years, who has recovered millions of pounds in compensation for cyclists and people injured in road accidents.
Additionally, our legal teams are headed up by David Bott, a fellow, and past president of the Association of Personal Injury Lawyers (APIL) and a keen cyclist who has completed numerous stages of the Tour de France.
We mean it when we say we’re not just solicitors, we’re cyclists that are experts in cycling accident claims – and we understand what you may be going through.
Along with the other members of our cycling claims team, we have a combined 100 years’ legal experience in representing cyclists who may have been knocked off their bike or hit by a car.
With a long history of success, recovering over £101m against insurers, we use all our experience and knowledge to recover the maximum possible compensation and provide the best possible support to get you back on the saddle.
So we mean it when we say we’re not just solicitors, we’re cyclists that are experts in cycling accident claims – and we understand what you may be going through.
A No Win No Fee Guarantee – With A Difference
You need to feel safe in the knowledge that you’re getting the very best legal advice when you choose a law firm to help you with your cycling accident claim.
Our services are offered on a No Win No Fee basis, meaning you are not at any financial risk if your claim is unsuccessful. However, our ‘No Win No Fee Guarantee’ goes the extra mile to make sure you receive as much compensation as possible.
The level of compensation you receive may be more than what you will receive if represented by another firm of solicitors. This is because we offer a genuinely unique legal service that includes;
- We are happy to discuss our Fees based on the specific details of your accident.
- We'll never deduct any fees from the compensation you'll receive for your bike or equipment, loss of earnings or medical treatment.
- We’ll arrange immediate access to physio and we will seek to arrange immediate rehabilitation where appropriate.
- We'll secure you an interim payment wherever possible to help with bills and costs.
This means you receive our top-class award-winning legal services and support at the lowest possible cost.
If you’re ready to make a claim, or to have a chat with our team on the claims process and how much compensation you could be entitled to then contact us today and we will answer any questions you have.
So Much More Than Just Financial Compensation
When you’ve suffered injuries as a result of being knocked off your bike, we understand that you’re not just concerned about your injuries. You’re concerned about your bike, equipment, and getting back out on the road.
We can manage every aspect of the claim process tailored to your specific circumstances.
Cyclists that we speak to are often more concerned about the damage to their bike than the damage to their body – although we’re sure their friends and family don’t necessarily share that view.
We know there are different needs and concerns following an accident, so our service is designed to provide so much more than just injury compensation – we can manage every aspect of the claim process tailored to your specific circumstances. This includes:
A True Understanding Of The Value Of Your Bike
Your bike may well be worth more than the car that hit you. Many of the cyclists we help have spent thousands on their bicycle and equipment and when a bike is hit by a car, the damage is considerably more extensive to the bike than the car.
Our cycle team understand bike brands, parts, and the real value of what you’ve lost, where insurance companies might not.
We’ve settled claims for bikes worth in excess of £10,000 with several hundreds of pounds of clothing and equipment on top of that. Without our knowledge and experience it can be hard for you to convince the insurers of the true cost of a bike.
Our cycle claims team understand bike brands, parts, and the real value of what you’ve lost, where insurance companies might not. We will make sure your bike and equipment isn’t undervalued and we will never take any fees from the compensation recovered for this, so you can use 100% of your bike compensation to get a replacement.
Rehabilitation After A Cycling Accident
If you wish, we can create a bespoke rehabilitation service for you, depending on the nature of your injuries, to help you get back on the road as soon as possible. All the costs of the treatment we arrange for you will be added on to the claim so you won’t be left out of pocket.
We can create a bespoke rehabilitation service to help you get back on the road as soon as possible.
This part of our service could include private healthcare to assess and treat the injuries, physiotherapy to help you get back to fitness, and even psychological treatment if you are suffering with PTSD (post traumatic stress disorder) or have any fears about getting back on the bike.
A True Understanding Of Your Accident And Your Claim
You need the best available help to take on the insurance company who may have an interest in settling for the lowest figure they can.
We’re highly experienced in the battle against insurers and represent more than 100,000 individuals each year to successfully recover compensation from a range of companies and insurers.
We’re highly experienced in the battle against insurers. We work for you and our job is to make sure you receive the highest possible compensation amount.
We work for you and our job is to make sure you receive the highest possible compensation amount.
We take the time to obtain all evidence in respect of liability/circumstances of the accident and we forensically review the same. Our medical experts will provide the evidence needed to value your claim and our expert team will study all the evidence, with a view to maximising the damages recoverable.
Your claim evaluation could include information and evidence from a number of sources, such as;
- Helmet cam footage
- Dashcam footage
- Medical reports
- Google map data
- Witness reports
- Police/ambulance reports
- Photo evidence
- Specialist consultant reports
- CCTV recordings
We are very familiar with reviewing Strava data if this was in use at the time of the accident.
A One To One Legal Experience
You’ll receive our award-winning customer service when making a claim with us. While many claims can be managed over the phone and by email, we’ll visit you at home or in the hospital if required, to discuss your case in depth.
You will be able to speak to your lawyer any time during our office hours, you can even keep up to date with the claim 24/7 through our Bott and Co claims app.
Our Legal Manager Tony Tierney oversees all our cycle claims personally and will be able to answer any questions you might have about the claim and the process.
This means you don’t need to worry about the claim and you can concentrate on getting better and recovering from your injuries.
We’ll handle all the claim details and will make sure you’re looked after not just for the injury compensation but for the damage to your bike and equipment, medical and physio costs, and any other out of pocket expenses.
Choosing The Right Cycling Accident Claims Solicitors
Insurers may want to limit the amount they payout, but our job is to make sure you receive the maximum possible compensation.
When choosing a solicitor to assist with your claim, in our opinion you should make sure they are fully independent from the insurance company, experience suggests that your interests will not be best served otherwise.
At Bott and Co we take the time that is necessary to conclude your claim. We find insurers on the other hand attempt to settle at the earliest opportunity and prior to all relevant medical evidence being available. We are experienced in this respect and will advise you tactically how to proceed.
We are ranked as the number one law firm in the entire UK for revenue per lawyer and among the most profitable, and we couldn’t achieve this by not securing the highest possible payouts for our clients.
What Compensation Can I Claim For If I’ve Been Knocked Off My Bike?
We want to make sure you’re not left out of pocket following a cycling accident so our solicitors will fight on your behalf to recover the maximum amount possible in the shortest time, so you can put it all behind you.
The Judicial College have guidelines on how much compensation you are entitled to depending on the injuries you’ve suffered. This can vary massively, for example, a wrist injury can be valued at between £2,300 and £39,300 – so the skill of our solicitors in negotiating the best settlement is vital here.
The Judicial College have guidelines on how much compensation you are entitled to depending on the injuries you’ve suffered.
We can also recover any out of pocket expenses such as travel to medical appointments and healthcare or assistance costs while you are rehabilitating. In extreme cases, we’ve recovered in excess of a million pounds to cover on-going care.
Our legal team will also negotiate a settlement for any loss of earnings if the injuries you suffered led to time off work or missed bonuses. The compensation for anything other than the injury is known as special damages and includes:
- Loss of earnings or bonus
- Medical bills
- Travel costs
- Physiotherapy and rehabilitation
- Psychological injuries as a result of an accident (where physical injury is also present)
- Costs for help with household chores
- Care and assistance
- Damage to your bike
- Damage to your property and equipment
It is important that you keep receipts for any out of pocket expenses as we can add these into your claim. We will even arrange for interim payments to you while the case is on-going if you need help covering expenses.
How Much Compensation Can I Claim For A Cycling Accident?
We totally understand when there’s been trauma, pain, impact on personal income or excessive expenses that financial compensation is first and foremost in our minds. This is why one of the most commonly asked questions that our customers want to know is how much their claim is worth.
The ‘how much’ question is very difficult to answer until our legal team has been through the details of your accident and injury.
However, we pride ourselves on securing the maximum possible compensation for you and our track record in recovering millions of pounds over more than 25 years of legal practice speaks for itself.
Our interactive calculator below will help you find out how much compensation you may be able to claim for your injury.
The amounts listed are based on average settlement figures awarded by Judges at Trial and are intended to ensure a fair settlement is reached.
Please be aware that compensation amounts vary on a case by case basis. These figures are intended only as a guide towards what your claim may be worth.
Calculate how much you could claim
Injuries may include
As part of claiming with Bott and Co, you will undergo an independent medical assessment. It is following this assessment, that we will know an accurate amount of compensation we may be able to claim for you.
The actual final amount we can secure for you depends on a number of circumstances including:
- Medical treatment required
- Ongoing medical treatment needed
- Amount of time off work
- Time off work taken by family to take care of you
- Forced change of job, education
- If you can’t continue your hobbies/interests
- Costs of making adaptations at home and change of vehicle if required
- Cost of bike and equipment repair or replacement
For serious injuries, we also recover compensation to cover additional costs that arise as a result of your accident, including; loss of future earnings, a lifetime of care and treatment, help with chores, medication, state-of-the-art prosthetic limbs and custom-built accommodation.
At the end of this guide is a list of some of the more common injuries and the compensation guideline amounts. The figures are taken from the Case Law on general damages in personal injury cases. The total compensation figure can be hugely increased when factoring in the special damages such as loss of earnings, care and assistance and rehabilitation.
How Long Do I Have To Claim After A Cycling Accident?
Claims for cycle accidents are covered under UK limitation laws for this type of compensation case and the current limitation is three years.
This means you have a maximum of three years from the date of the accident, or the date you discovered your injuries were a result of the accident, to make your claim.
If you are very close to the three-year time limit it can be difficult to get the process established in time but give our team a call if you are unsure.
Cycle accidents are covered under UK limitation laws for this type of compensation case and the current limitation is three years.
For children under the age of 18 it is possible to make a claim at any time before their 21st birthday, regardless of when the accident happened. We always recommend starting the process as soon as possible to give you the best chance for success.
If you are claiming on behalf of someone who does not have the mental capacity to make their own claim then there is no specific time limit on this.
If your loved one has sadly passed away, you have three years from the date of passing, or from receiving their post mortem results to start your claim.
When Can I Claim For A Bicycle Accident?
If you’ve been knocked off your bike, the chances are you will have a claim. It is unusual for motorists not to be at least partly at fault when they collide with cyclists.
You might also be able to claim if the accident was caused by a pothole or poor road surfaces or if your equipment is defective and causes an accident.
You could claim when:
- Another vehicle is at fault
- Road or cycle lane is in poor condition
- Your equipment is defective
Most Cycle accidents usually involve a motor vehicle such as a car, taxi or HGV vehicle etc. Involving common circumstances such as a vehicle turning across a cyclists path, emerging from a junction or changing lanes on a roundabout.
Accidents often occur at T-junctions and can be down to a failure to look properly by the vehicle driver.
Many accidents are caused by motor vehicles, including buses and lorries. Common circumstances involve lorries failing to leave sufficient room, vehicles emerging from side roads and vehicles turning in front of cyclists.
However, there does not have to be contact with a motor vehicle for you to be able to claim. We have represented a number of cyclists who have had to take evasive action to avoid a collision. The road sometimes looks more appealing than the bonnet of a car.
We are experienced in dealing with what is generally termed as “dooring”, we have recovered significant sums for individuals involved in such incidents. “Dooring” is a term used where an individual in a parked motor vehicle opens their door into the path of a cyclist, having failed to check properly before opening the door.
For accidents caused by potholes and poor road conditions, the local authority has to be able to prove that they have a “sufficient system of inspection” in place at the time of the incident. We are experienced in respect of requesting all relevant records and reviewing the same.
Tony Tierney
Legal Manager Tony Tierney, is a dedicated cyclist and experienced lawyer of over 25 years, who has recovered millions of pounds in compensation for cyclists and people injured in road accidents.
He is a member of both Association of Personal Injury Lawyers (APIL) and The Chartered Institute of Legal Executives (CILEx).
The Cycle Claims Process
Our impeccable track record and vast experience and knowledge in cycle claims means you have the best team available on your side to take on the insurance company.
We have worked very hard to make the claims process as simple and easy as possible for you, while we do all the legal work to recover the maximum compensation and let you concentrate on getting better.
We have worked very hard to make the claims process as simple and easy as possible for you.
Our numerous awards, including for customer service and innovation, have elevated us to one of the leading consumer law firms in the UK.
The claims process usually consists of a number of specific parts:
- Initial details and fact-finding
- Medical assessments and evidence of losses
- Valuation of claim
- Negotiation with third party
- Reach settlement or proceed to court
- Court case and settlement
When you contact us, your call will be handled by our award-winning customer response team who are experienced in the claims process and will take all the relevant accident details we need to assess your claim.
Our Legal Manager, Tony Tierney, will then review the claim details and most likely call you personally to discuss the case and what he believes is a realistic outcome.
We will then begin working on the case by obtaining all relevant evidence in respect of both liability and quantum. When finalised we will provide our detailed advice in respect of both tactics and settlement.
The rules and timeframes in respect to bringing a claim are set by the government. We will explain the same in order that you are informed in respect of timescales.
Throughout the claim we will update you as to what’s happening and let you know where the negotiations are up to.
We can arrange for interim payments to be made so if you’ve lost earnings as a result of the accident, you will have peace of mind that the bills are being covered.
We will arrange for medical assessments and for physio and rehab where required. The medical assessments will help put a ‘value’ on the injuries you’ve sustained so that we can negotiate from a position of strength with the third party.
You will always have a point of contact at Bott and Co and are free to call any time to speak with us if you want an extra update, or just have questions about the process.
Below is a list of some of the more common injuries and the compensation guideline amounts.
The amounts listed are based on average settlement figures awarded by Judges at Trial and are intended to ensure a fair settlement is reached.
Please be aware that compensation amounts vary on a case by case basis. These figures are intended only as a guide towards what your claim may be worth.
As part of claiming with Bott and Co, you will undergo an independent medical assessment. It is following this assessment, that we will know an accurate amount of compensation we may be able to claim for you.
Average Compensation Claim Amounts For Bicycle Accidents (Updated August 2020)
| Part of Body | Level of Injury | Compensation Amount | Injuries May Include |
|---|---|---|---|
| Head Injury | Severe | £247,280 – £354,260 | Badly disabled, brain damage with little or no response. Includes people in a vegetative state in need of full time nursing. At the lower end, cases resulting in minimally conscious state with life expectancy of less than 15 years. |
| Head Injury | Serious | £192,090 – £247,280 | Serious physical symptoms or a significant change to your intellect or personality. It could cause substantial dependence on others, paralysis and reduced life expectancy. |
| Head Injury | Moderate | £13,430 – £192,090 | Symptoms can range from minor personality change, depression, poor concentration, and a small risk of epilepsy. At the top end of the bracket, symptoms could result in permanent vegetative state, high risk of epilepsy and some intellectual deficit. |
| Head Injury | Minor | £1,940 – £11,200 | In these cases, if there has been any brain damage, there is likely to have been a recovery within a few weeks. Awards can be influenced by the presence or absence of headaches. |
| Eye Injury | Severe | £56,070 – £354,260 | Injuries leading to complete blindness, or blinded in one eye and/ or severely reduced vision in other. |
| Eye Injury | Serious | £7,990 – £57,590 | Injuries leading to the loss of an eye, lost sight in one eye or suffering some but not total visual impairment. |
| Eye Injury | Minor | £1,930 – £7,650 | Minor injuries, such as being struck in the eye, explosion to fumes, or being splashed by liquids. In the majority of cases, recovery is within a few weeks. |
| Ear Injury | Severe | £79,560 – £123,310 | Injury leading to complete deafness. If injured as child, higher compensation may apply is there is a loss of speech. |
| Ear Injury | Serious | £27,450 – £39,940 | Loss of total hearing in one ear, amounts dependent on additional symptoms such as dizziness and tinnitus. |
| Ear Injury | Moderate | £11,040 – £26,040 | Compensation amount apply for those suffering from partial hearing loss to mild or severe tinnitus. |
| Ear Injury | Minor | Up to £6,140 | Very slight or occasional tinnitus, possible NIHL (Noise Induced Hearing Loss). |
| Facial Injury | Severe | £26,120 – £85,340 | Facial disfigurement, very serious multiple fractures to the jaw, (resulting in eating restrictions and risk of arthritis in the joints) chronic tooth pain, or scarring, amounts depending on how seriously affected. Men could receive less for facial disfigurement than women with same injury. Typically teens to early 30s, those psychologically damaged receive higher awards. |
| Facial Injury | Serious | £15,750 – £42,460 | Facial fractures such as broken jaw or nose. Amounts dependent on severity. Also apply to broken, damaged or lost teeth. |
| Facial Injury | Minor | £1,500 – £7,650 | Facial injury that didn’t include broken bones and left only very light or no scarring. Cases may include loss or damage to two front teeth or less, simple fractures of the jaw and nose with full recovery. |
| Neck Injury | Severe | £39,870 – £130,060 | Neck injuries involving serious fractures, damage to discs and partial paraplegia. Cases also include severe soft tissue damage, leading to chronic pain conditions and significant disability of a permanent nature. |
| Neck Injury | Moderate | £6,920 – £33,750 | Injuries such as fractures or dislocations which may result in spinal fusion. Cases may include disc lesion, cervical spondylosis, serious limitation of movement, permanent recurring pain. Also injuries which have accelerated a pre-existing condition. |
| Neck Injury | Minor | £2,150 – £6,920 | Soft tissue or whiplash injury but with recovery within three months to two years of incident. Amounts vary on severity of injury, level of pain and effect on restriction of ability to take part in your usual activities. |
| Back Injury | Severe | £34,000 – £141,150 | Back injury usually requiring surgery such as damaged spinal cord leading to partial paralysis, loss of bowel/bladder function and psychological issues. Cases may include nerve root damage, disc lesions, fractures, impaired agility, personality change and arthritis. |
| Back Injury | Moderate | £10,970 – £34,000 | Compression or crushed fracture of the lumbar spine causing a large risk of osteoarthritis and constant pain. May include spinal fusion, prolapsed disc requiring surgery and prolonged acceleration or exacerbation of a pre-existing back condition. |
| Back Injury | Minor | £2,150 – £10,970 | Soft tissue injuries, including less serious strains and sprains and disc prolapses. Full recovery takes place between 3 months and 5 years. |
| Shoulder Injury | Severe | £16,830 – £42,110 | Injuries associated with damages to the neck and the brachial plexus resulting in significant disability. |
| Shoulder Injury | Serious | £4,520 – £16,830 | Serious injuries may include fractures to the humerus, fractures to the clavicle and rotator cuff tears leading to surgery. |
| Shoulder Injury | Minor | £2,150 – £6,920 | Suffered pain from a soft tissue injury lasting 3 months to less than 2 years, but have eventually had a full recovery. |
| Injury To Pelvis and Hips | Severe | £34,340 – £114,810 | Severe hip or pelvis fractures that have led to bowel damage or have required a spinal fusion. Amounts depend on long-term effects (e.g. child-birth complications) and likelihood of more surgery. Injuries include minor fractures resulting in hip replacement. |
| Injury To Pelvis and Hips | Moderate | £11,040 – £34,340 | Injury that required a hip operation / replacement (or may lead to you requiring one in the future), but are unlikely to suffer from any serious disability as a result. |
| Injury To Pelvis and Hips | Minor | £3,460 – £11,040 | Minor soft tissue injuries with complete recovery, where there is little or nor residual disability within 2 years. |
| Arm Injury | Severe | £114,810 – £263,060 | Amputation of one or both arms. Amount awarded depends on where amputation is, age and the effect the operation has on life and whether there are phantom pains. |
| Arm Injury | Serious | £34,340 – £114,810 | Arm injury not resulting in amputation, but has a serious effect on ability to use arm(s) resulting in disability. |
| Arm Injury | Moderate | £16,830 – £34,340 | If there is a degree of disability for a period of time (such as a broken arm) but are expected to make a complete (or almost complete) recovery. |
| Arm Injury | Mild | £5,810 – £16,830 | Simple fractures of the forearm. Awards at the top end of the scale will include longer than usual recovery periods and other extenuating factors. |
| Elbow Injury | Severe | £34,340- | Amounts could apply if injury has required surgery or resulted in severe disability. |
| Elbow Injury | Serious | £13,720 – | Elbow injuries that did not require surgery or lead to a disability, but has resulted in restricted movement. |
| Elbow Injury | Moderate | Up to £11,040 | The majority of elbow injuries fall under this category. These amounts apply to injuries like tennis elbow, deep cuts or simple fractures that don’t lead to permanent damage. |
| Hand Injury | Severe | £25,430 – £176,660 | When a person has had one/both hands amputated, or had their hand rendered almost useless by amputation of more than one finger. Also cases where several fingers have been amputated but re-joined, leaving it clawed, clumsy and unsightly. |
| Hand Injury | Moderate | £3,810 – £25,430 | Injuries like deep cuts and soft tissue damage that have resulted in impaired function of the hand that may require surgery. At the bottom end of the scale, this will cover crush injuries, penetrating wounds and any permanent but non-intrusive symptoms. |
| Hand Injury | Minor | £800 – £3,810 | Soft tissue injuries with a recovery time of 6 months or less. Less serious injuries include crush injuries and laceration. |
| Wrist Injury | Severe | £21,480 – £52,490 | Wrist injuries resulting in complete loss of function and significant permanent disability. |
| Wrist Injury | Serious | £11,040 – £21,480 | Injuries include broken wrist or soft tissue damage, resulting in some permanent disability. |
| Wrist Injury | Moderate | £3,090 – £8,970 | Injuries including minor undisplaced fractures and an uncomplicated Colles fracture requiring the use of plasters, but recovery expected between 12 months and 2 years. |
| Finger Injury | Severe | £7,990 – £32,210 | One or more finger completely amputated. Amount depends on which finger(s) had to be removed and the level of disability the person suffers as a result. This includes total and partial loss of index finger and fractures of the index finger. |
| Finger Injury | Moderate | £3,460 – £14,330 | At the top end of the scale, amputation or loss part of the little finger. On the lower end, If you have suffered from a broken finger but have had a complete (or almost complete) recovery. |
| Finger Injury | Minor | Up to £4,160 | Injuries such as fractured fingers that have healed fully within 12 months. At the bottom end of the scale, there will be minor scarring. |
| Thumb Injury | Severe | £11,040 – £48,080 | Injuries include having part or all of your thumb amputated, suffering nerve damage, fractures, or losing your ability to grip properly. May also involve the insertion of wire. |
| Thumb Injury | Moderate | £3,460 – £11,040 | Injuries including fractures, recovering within six months and at the higher end of the scale, damage to tendons or nerves, causing impairment of sensation. At the higher end of the scale, cosmetic deformity of the thumb. |
| Thumb Injury | Minor | Up to £1,930 | These injuries may have caused severe pain for a short time, but will have resolved completely within 3 months. |
| Leg Injury | Severe | £48,080 – £247,280 | Injuries would usually include either a single or double amputation (the higher awards reserved for above the knee amputations), extensive degloving including bone grafting, and in most cases a permanent future mobility restriction. |
| Leg Injury | Moderate | £15,750 – £48,080 | Injuries including a broken leg, multiple fractures or crushing injuries, generally to one leg. Compound fractures or ligament injuries resorting in instability with a near-certainty of arthritis . Minor fractures with an incomplete recovery or serious soft tissue injury. |
| Leg Injury | Minor | Up to £12,350 | Injuries that resolve within a few months, including soft tissue injuries, cuts, bruising, contusions. At the top end of the scale, simple fractures of femur, tibia and fibula. |
| Knee Injury | Severe | £22,960 – £84,360 | Joint injury that has resulted in serious disability, constant pain or muscle wastage. Compensation amounts would depend on whether you are likely to need surgery in the future and the effects your injury will have on your life. |
| Knee Injury | Moderate | £13,010 – £22,960 | Serious damage to the kneecap, ligaments or muscles, resulting in some disability with continued pain and discomfort. Also included are injuries involving dislocation, torn meniscus or acceleration type injuries over a prolonged period of years. |
| Knee Injury | Minor | Up to £12,050 | Injuries involving twisting, lacerations or bruising, where there is continuous aching or discomfort. At the bottom end of the scale, soft tissue injuries resolving in a few months. |
| Ankle Injury | Severe | £43,900 – £61,110 | Severe ankle injury leading to serious deformity, disability or even the possibility of amputation in the long-term. |
| Ankle Injury | Moderate | £12,050 – £43,900 | Ankle injury requiring operation/plaster. Amount depends on if injury affects ability to work and if you need special footwear. Fractures, ligamentous tears, which lead to less serious disabilities when walking/standing, risk of future osteoarthritis. |
| Ankle Injury | Minor | Up to £12,050 | Minor or undisplaced fractures, sprains and ligamentous injuries where there is an element of scarring. At the bottom end of the scale, injuries where recovery is complete without scarring and within a year. |
| Achilles Injury | Severe | £21,910 – | Muscles have been severed and this has led to restricted ankle movement. Injuries include a limp and residual scarring, and where further improvement is unlikely. |
| Achilles Injury | Moderate | £11,040 – | Cases involving partial rupture or significant injury to the tendon. At the top end of the scale, injuries involving disability and permanent scarring. |
| Achilles Injury | Minor | £6,800 – £11,040 | Tendon damage to the ankle, resulting in minor instability. At the top end of the scale, cases may involve scarring. |
| Foot Injury | Severe | £73,620 – £176,600 | Amputation of one or both feet, including traumatic amputation of the forefoot where there was a significant risk of the need for full amputation. |
| Foot Injury | Moderate | £12,050 – £61,410 | Fractures of both heels with restriction on mobility, including degloving, heel fusion and deformity. At the bottom end of the scale, injuries will include metatarsal fractures, resulting in permanent deformity and continuing symptoms. |
| Foot Injury | Minor | Up to £12,050 | Injuries include ruptured ligaments, puncture wounds where symptoms include a permanent limp, pain or aching, minor fractures, lacerations or contusions from which a complete recovery has been made within 2 years. |
| Toe Injury | Severe | £12,050 – £49,180 | Amputation of all of your toes or your big toe. Amount depends on whether you lost your toe(s) in an incident or had them surgically removed. Severe crush injuries leading to amputation of one or two toes, but not the big toe. |
| Toe Injury | Moderate | £8,420 – £12,050 | Injuries include multiple fractures or crush injury to two or more toes including the big toe. At the top end of the scale, there will be some permanent disability, and there will have been a number of unsuccessful operations. |
| Toe Injury | Minor | Up to £8,420 | Injuries include one or more broken toes. Compensation amounts will depend on how quickly you recover and whether or not you will suffer long-term symptoms. Injuries at the bottom end of the scale will have resolved completely within a short space of time. |
| Post Traumatic Stress Disorder | Severe | £52,490 – £88,270 | Cases will involve permanent effects which prevent the injured person from working at all, or at least from functioning at the pre-trauma level. Cases arising as a result of a traumatic event/accident. |
| Post Traumatic Stress Disorder | Moderate | £22,290 – £52,490 | This category involves the same type of symptoms as the severe category, but there is a much better prognosis, with a likely recovery with professional help over a number of years. |
| Post Traumatic Stress Disorder | Minor | £3,460 – £7,170 | At the top end of the scale, the injured person will have largely recovered, and any continuing effects will not be grossly disabling. At the bottom end of the scale, virtually a full recovery will be made within 2 years. |
| Scarring (not facial) | Severe | £6,870 – £19,930 | A number of noticeable laceration scars or single disfiguring scars. |
| Scarring (not facial) | Moderate | Up to £7,580 | At the top end of the scale, the injured person will have largely recovered, and any continuing effects will not be grossly disabling. At the bottom end of the scale, virtually a full recovery will be made within 2 years. |
| Scarring (not facial) | Minor | £2,080 – £6,870 | A single noticeable scar, or several superficial scars of leg, arm or hand, with some minor cosmetic deficit. |
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