Real People, Real Justice: Why the Mis-Sold Car Finance Ruling Matters
With a landmark Supreme Court ruling on mis-sold car finance imminent, we want to reflect not only on the legal implications, but on what…
Our Blog
All the latest news from the legal industry as well as information relating to Bott and Co and our company developments and events.
In depth articles written by our expert legal team members covering subjects such as specific cases, changes in the industry and changes in law.
Could You Be Owed Thousands? Now’s The Time To Claim Your Mis-Sold Car Finance Refund
An imminent landmark Supreme Court decision is expected to reshape the motor finance industry, and it could unlock billions in compensation for UK drivers mis-sold car finance. If you’ve previously taken out a Personal Contract Purchase (PCP) or Hire Purchase (HP), you could be owed thousands of pounds in refunds.
Supreme Court Hears Landmark Mis-Sold Motor Finance Case – Millions Could Be Owed Compensation
The Supreme Court has now concluded a major hearing that could change the future of mis-sold car finance in the UK. From 1st to 3rd April 2025, the court heard appeals in a pivotal case involving hidden commissions and systemic overcharging by lenders and brokers
FCA Proposing Customer Redress Scheme For Mis-Sold Motor Finance Claims
The Financial Conduct Authority (FCA) has confirmed it may consult on an industry-wide redress scheme for motor finance customers who were mis-sold car finance loans under discretionary commission arrangements.
Supreme Court Rejects Treasury’s Attempt to Intervene In Mis-Sold Motor Finance Claims
Bott and Co welcome a decision by the Supreme Court to reject Chancellor Rachel Reeves’ attempt to intervene in the ongoing car finance mis-selling claims.
Treasury Looks To Intervene In Mis-Sold Motor Finance Claims
Reports suggest that Chancellor Rachel Reeves is planning to intervene to protect car finance lenders from the potential fallout of the ongoing car finance mis-selling cases.
High Court Grants Appeal In Mis-Sold Motor Finance Judicial Review
The High Court has granted an appeal of its decision to uphold a complaint relating to a discretionary commission arrangement in a motor finance agreement.
FCA Response To Recent High Court Motor Finance Judicial Review Decision
The High Court has found in favour of the Financial Ombudsman Service (FOS) in a review of its decision to uphold a complaint relating to a discretionary commission arrangement in a motor finance agreement.
High Court Finds In Favour Of FOS In Mis-Sold Motor Finance Judicial Review
The High Court has found in favour of the Financial Ombudsman in a review of its decision to uphold a complaint relating to a discretionary commission arrangement in a motor finance agreement.
Supreme Court Grants Permission To Appeal In Johnson v. FirstRand Bank Ltd: A Pivotal Moment in Mis-Sold Motor Finance Cases
The UK Supreme Court has decided to grant permission to appeal in the case of Johnson v. FirstRand Bank Ltd. This landmark case is poised to redefine consumer protection and financial accountability in the motor finance industry.
FCA Delays On Car Finance Mis-Selling Cases: What This Means for You
The FCA has announced a significant delay in its timeline for deciding on potential mis-selling of car finance claims. We discuss what this means for consumers.
Proposed Extension To Allow Car Finance Firms More Time To Manage Hidden Commission Complaints
The UK’s Financial Conduct Authority (FCA) is proposing to give motor finance firms more time to address complaints about commission disclosures.
How To Find Your Historical Car Finance Agreements For A Mis-Sold Car Finance Claim
In addition to our instant car finance agreement finder, we recommend 7 ways to find historical car finance agreements to start your claim for mis-sold car finance.
Why Use A Solicitor Such As Bott and Co For Mis-Sold Car Finance Claims?
Bott and Co recognise the concerns raised in a recent article regarding the use of solicitors and claims management companies for mis-sold car finance claims, however we feel that certain aspects of the article did not fully reflect the broader context of our work.
Bott and Co Welcomes FCA Ruling on Car Finance Commission Complaints, Clearing the Way for Broader Consumer Redress
In a major development for car finance claimants, the FCA today announced a consultation to extend the timeframe for responding to non-DCA motor finance commission complaints.
A Landmark Shift: Court of Appeal Decision on Secret Car Finance Commission in Johnson, Wrench, and Hopcraft Cases
The recent Court of Appeal decision in the cases of Johnson, Wrench, and Hopcraft marks a significant development in the realm of financial law, particularly concerning car finance commission payments to third parties.
Court Rules For Consumers In Motor Finance Appeal Case
The decision of the Court of Appeal on the cases of Johnson, Wrench and Hopcraft were published today and there was a resounding, unanimous…
Major Airlines Accused of Dodging Flight Delay Compensation Claims
New data from Bott and Co has revealed that many airlines are avoiding paying passengers the compensation they’re entitled to under EU Regulation 261.
Bott and Co Collaborate with Reclaim247 to Simplify Mis-sold Car Finance Claims
Bott and Co has joined forces with Reclaim247 to make the car finance claims process much simpler. Through the collaboration of multiple award winning…
Bott and Co Achieves ISO 27001 Accreditation
Bott and Co has received ISO 27001 certification demonstrating its strict compliance to the highest standards of information security standards and client data.
Major Win For Passengers Claiming Compensation For Delays Caused By Crew Sickness
In a landmark ruling on July 10th, 2024, the Supreme Court delivered a decisive victory for air passengers in the case of Lipton v BA City Flyer. The court determined that crew sickness does not qualify as an extraordinary circumstance.
Mis-sold Car Finance – 3 Months On From Landmark Ruling, What’s Changed?
Despite legal rulings, both lenders and high street banks are stalling on their obligations towards the thousands of consumers who have been deceived by their unfair practices.
Supreme Court Judgement Provides Clarity on Valuations For ‘Mixed Injuries’ Cases
Today’s judgment in the cases of Hassam v Laditan and Rabot v Briggs provides further certainty on how law firms and insurers approach the valuation of low value motor claims involving a mixture of whiplash and non-whiplash injuries.
Celebrating Two Decades Of Airline Passenger Rights: EU Regulation 261/2004 Marks 20th Anniversary
We celebrate the 20th anniversary of EU Regulation 261/2004, a landmark legislation that has empowered air travellers across the European Union with unprecedented rights and protections.
Financial Ombudsman Service Decision On Pivotal Test Case Of Young Vs Black Horse May Lead To Consumers Recovering Compensation For Mis Sold Car Finance Agreements
Legal rights for individuals who may have been mis sold car finance agreements may be significantly improved after the Financial Ombudsman Service reached a decision on a test case involving a Bott and Co client.
Financial Ombudsman Service’s Decision On Car Finance Mis Selling May Be Imminent
A decision from the Financial Ombudsman Service in relation to the mis-selling of car finance agreements is expected to be made imminently. It is hoped that the imminent decision finally provides a clear legal precedent on how these types of claims can be made.
Supreme Court Clears Way For Historical Mis-Sold Motor Finance Claims Over Hidden Broker Commissions
In a landmark decision delivered by the Supreme Court, consumers who have been mis-sold financial products may now have a stronger chance of successfully claiming against lenders for not disclosing broker commission details.
Supreme Court Endorses Bott and Co’s Inventive and Entrepreneurial Approach to Modern Legal Services
On 16th March 2022, the Supreme Court ruled in favour of Bott and Co, concluding a five-year battle to protect our fees and continue providing access to justice for consumers.
Car Finance Market Mis-selling Scandal Explained
In March 2019, the findings of an investigation by the Financial Conduct Authority (FCA) uncovered concerning evidence of widespread unclear and excessive car finance costs, affecting millions of UK drivers. Even more shocking is the discovery that the secret commission methods were used on what is commonly represented to be the most cost-effective way of buying a car.
Yet Another Airline Tactic: The “2 Hours and 59 Minutes Delay”
Bott and Co has unveiled another airline tactic: airlines often state that a flight delay lasted 2 hours 59 minutes, which is often a “get out of jail free” card, as this length of delay means they aren’t legally obliged to pay out.
Tour Operators Are Legally Obliged To Provide For Disabled Holidaymakers
Travelling without limits should be possible for everyone, whether able bodied or not. Unfortunately this doesn’t always happen. It’s paramount that people with reduced mobility aren’t discouraged from booking a holiday, and it’s equally important that should the worst happen, holidaymakers are aware of their rights.
The ECJ Rules that Delayed Connecting Flights to Destinations Outside of the EU Are Claimable
The ECJ has ruled that non-EU connecting flights are now eligible for compensation if the cause is not extraordinary circumstances
Judges Rule Airline Staff Strikes Are Claimable
European Judges have today ruled in passengers’ favour at the highest court in the European Union, the Court of Justice, in a case worth tens of millions of pounds in compensation a year to passengers.
Foodie Capitals of the World
Have you ever wondered how many different national cuisines (e.g. Italian, Chinese, Ethiopian, etc) are on offer in the world’s greatest cities? We analysed the restaurant data in Google Maps to find out. New York and London lead the pack of the world’s foodie capitals. Explore the full results.
Judge Rules Bird Strike Flight Delays Aren’t Claimable
Judges have today ruled in the airline industry’s favour at the highest court in Europe, the Court of Justice of the European Union, in a case relating to whether flight delays caused by bird strikes are claimable under EU Regulation 261/2004.